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Online Financial Education Center

ΘνΓΓΙη's online financial education center is here to help you understand how money works and how to plan and make financially smart decisions. We’ve compiled resources on all kinds of financial topics that will improve the knowledge and skills you need to effectively manage your finances over your lifetime.

Two students at laptop in a gazebo
 

Financing a ΘνΓΓΙη Education - New Students

Financial Aid Checklist 
  • File the . ΘνΓΓΙη’s FAFSA school code is 002506.
  • Accept/decline financial aid offers via your myΘνΓΓΙη account.
  • If you have accepted a Federal Direct Loan, complete the online to signify your agreement with the lender and .
  • Visit ΘνΓΓΙη's tuition and costs page to project a more accurate estimate of costs as they pertain to your unique living arrangements and program of study.
  • Determine how to pay for any remaining balance not yet covered by financial aid, including expenses relating to living and books. 
  • If you will finance all or part of the remaining balance through additional student and/or parent loans, apply by July 1. For more information about these options, visit the loan webpage
  • Enroll in the University health insurance plan or complete a health insurance waiver if you already have health insurance.
  • Contact your admission counselor at 314-977-2500 with any questions.
Sample Student Financing Example 

Let’s estimate Sample Student's remaining balance is $10,000 for the full year. If Sample Student's family paid in full at the beginning of each semester, they would make a $5,000 payment for fall in August and a $5,000 payment for spring in January. Let's look at some additional choices for covering the remaining balance if paying in full might not be an option for you. 

Option 1: Payment Plan

  • Enrolling in a Payment Plan would allow the remaining balance to be paid in 5 equal payments throughout the semester. 
  • $75 Enrollment Fee Plan - Families pay an enrollment fee of $75 per semester to enroll in this plan. There will be no interest or finance charges accrued on this plan. Typically best for families with balances larger than $5,000. 
  • 1% Interest Plan - 1% interest is assessed each month on the remaining balance. Interest is added to the bill in the form of a finance charge. Families will balances of less than $5,000 will want to sign up for this plan. 
  • Monthly payment amount on a $10,000 balance will be approximately $1,000 per month

Option 2: Parent Loan 

  • 4.228% federal origination fee withheld from the disbursement
  • 8.05% fixed interest rate (2023-2024)
  • Loan period: August 2023 – May 2024
  • Loan amount: $10,442
  • Net received: $10,000
  • Estimated monthly payment:  $122 (Standard 10-year repayment term – no prepayment penalty for early payoff)

Option 3: Private Student Loan 

Credit-qualifying usually requires a credit-worthy co-signer

  • Typically no origination fee
  • Fixed rates are available, but usually variable rate loan (estimated variable rate 10%)
  • Loan period: August 2023 – May 2024
  • Loan amount: $10,000
  • Estimated monthly payment: $132 (Standard 10-year repayment term – no prepayment penalty for early payoff)
Need Help?

Resources for new freshmen and transfer students:

Information for Current ΘνΓΓΙη Students 

Financial Aid Checklist 
  • File the starting on Jan. 1 before the priority deadline of April 1. ΘνΓΓΙη’s FAFSA school code is 002506. 
  • Accept/decline financial aid offers via your myΘνΓΓΙη account.
  • Your Cost of Attendance might change slightly over the course of your time at ΘνΓΓΙη. Visit ΘνΓΓΙη's tuition and costs page to project a more accurate estimate of costs as they pertain to your unique living arrangements and program of study from year to year. 
  • Determine how to pay for any remaining balance not yet covered by financial aid, including expenses relating to living and books. 
  • If you will finance all or part of the remaining balance through additional student and/or parent loans, apply by July 1. For more information about these options, visit the loan webpage. You will need to submit Parent PLUS loan or private loan applications for each year at ΘνΓΓΙη. 
  • Check the Scholarship Suite in your myΘνΓΓΙη account periodically throughout the year to apply for departmental or university scholarships you may be eligible for. 
  • Enroll in the University health insurance plan or complete a health insurance waiver if you already have health insurance.
  • Contact your student financial services counselor or schedule a meeting with them via EAB Navigate. 
Need Help?
  • Contact your student financial services counselor or schedule a meeting with them via EAB Navigate. 
  • Contact Student Financial Services at (314) 977-2350 or at sfs@slu.edu. 
  • Join our or stop by our office in DuBourg Hall, Room 119 from 8:30AM-5:00PM, Monday through Friday

Ways to Cover Your Remaining Balance

  • Payment Plan - Any remaining balance may be paid in full at the beginning of a term or spread over the full term to make five equal payments each semester (Fall=August to December, Spring= January to May)
  • - Parents can borrow up to the full Cost of Attendance minus other aid. Half of the loan will be disbursed in fall and half in spring. Repayment can start as early as 60 days after the loan is fully disbursed or deferred while the student remains enrolled at least half-time (6 hours).
  • Private Student Loan - Student can borrow up to the full Cost of Attendance minus other aid. Repayment is deferred until six months after a student drops below half-time (6 hours).
  • Private and Outside Scholarships
  • 529 Plans

Additional Resources

The information below is organized based on four financial phases common to students. Check out the one most relevant to you, and don’t forget that you can contact a financial aid counselor if you have any questions.

Pre-College

Saving For College


Explore additional links to information on 529 plans and other savings options.


Discover the latest college saving news and 529 plan information. Also compare plans by state or features.

College

Career Planning


Learn about the pay ranges for specific career paths, what education is required and the expected number of new jobs.

ΘνΓΓΙη Career Services
Build your career and earning potential by understanding your career prospects.

Finding More Aid


View short videos about filing your FAFSA, common myths about aid and other topics.

Private Scholarship Opportunities
Find scholarship money from sources outside of ΘνΓΓΙη.

Managing Your Money


Understand your financial aid and manage your finances with these tools.


Learn more about credit and credit card basics.

Tax Information


Review a thorough explanation of the federal income tax form 1040EZ.

Graduate/Professional

Loans


Log in to find out about your borrowing history, compare monthly repayment amounts, complete exit counseling or financial awareness counseling.


Learn about federal repayment options based on certain time periods or income.


Determine if federal loan consolidation is right for you.


Learn about loan forgiveness options for teachers and other public service jobs.

Read about student loan repayment information in clear, everyday language.


Learn about student loan interest and the benefits of paying interest while you are in school.

Tax Information


Learn about tax benefits that will allow you to get back some of the money spent on tuition or loan interest.


Review IRS resources for your common tax questions.

Other

Put your financial knowledge to the test with this quiz for ΘνΓΓΙη students.

After College

Loan Repayment


Log in to find out about your borrowing history, compare monthly repayment amounts, complete exit counseling or financial awareness counseling.


Learn about federal repayment options based on certain time periods or income.


Determine if federal loan consolidation is right for you.


Learn about loan forgiveness options for teachers and other public service jobs.

Read about student loan repayment information in clear, everyday language.

Submit any complaints to this agency about financial institutions or loan servicers.

Budgeting

Learn more about a campaign managed by the nonprofit Consumer Federation of America that seeks to motivate, encourage and support low- to moderate-income households to save money, reduce debt and build wealth.

Review a free online budget tracking website and app.

Credit

Access one free credit report per year from each credit bureau.

Learn more about credit scores and access calculator tools.

Other

Watch short videos on paying for graduate school.

Watch short videos explaining important financial concepts and terms.